Rates

2011-2021 Model Years Automobile & Truck Loan

TermsAPR
(Rates* as low as)
Minimum Loan Balance
36 Months1.84%Minimum Loan Amount $4,500
48 Months1.99%Minimum Loan Amount $4,500
60 Months1.99%Minimum Loan Amount $4,500
72 Months2.59%Minimum Loan Amount $15,000
84 Months2.84%Minimum Loan Amount $35,000
96 Months3.09%Minimum Loan Amount $50,000
*APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score and model year of vehicle. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to approval and membership eligibility. For a $20,000 new car loan for a term of 60 months with a 2.340% APR, the monthly payment will be $353.54.

2007-2021 Motorcycles, Boats, Motor Homes & Other Recreational

TermsAPR (Rates* as low as)Minimum Loan Balance
48 Months3.59%Minimum Loan Amount $4,500
60 Months3.84%Minimum Loan Amount $4,500
72 Months4.09%Minimum Loan Amount $20,000
84 Months4.34%Minimum Loan Amount $35,000
120 Months4.59%Minimum Loan Amount $50,000
*APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score and model year of vehicle. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to approval and membership eligibility. For a $35,000 new boat/RV loan for a term of 84 months with a 4.340% APR, the monthly payment will be $483.91.

Used Vehicles 2010 Older

TermsAPR (Rates* as low as)Minimum Loan Balance
36 Months5.84%Minimum Loan Amount $4,500
48 Months6.09%Minimum Loan Amount $4,500
60 Months6.34%Minimum Loan Amount $4,500
*APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score and model year of vehicle. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to approval and membership eligibility. For a $4,500 used vehicle loan for a term of 36 months with a 5.840% APR, the monthly payment will be $136.57.

Unsecured - Closed End

TermsAPR (Rates* as low as)Maximum Loan Balance
36 Months6.84%$25,000.00 Max
48 Months7.09%$25,000.00 Max
60 Months7.34%$25,000.00 Max
*APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score and model year of vehicle. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to approval and membership eligibility. For a $7,500 unsecured closed end loan for a term of 48 months with a 7.090% APR, the monthly payment will be $179.91.

Premium Line of Credit

Get Peace of Mind and Protection from NSF’s.
Loan TypeAPR (Rates* as low as)Minimum Loan Balance
Premium Line of Credit12.99%Minimum Amount $200.00
*APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to approval and membership eligibility.

Home Equity Loan

Fixed Rates. Terms up to 180 months.

Terms
APR (Rates* as low as)Fixed Minimum Loan Balance
Home Equity Fixed Rate 1 – 60 Months2.99%$10,000 up to 80% LTV
Home Equity Fixed Rate 61 – 120 Months3.49%$10,000 up to 80% LTV
Home Equity Fixed Rate 121 – 180 Months3.99%$10,000 up to 80% LTV

TermsAPR (Rates* as low as)
5×5 Adjustable (30 yr arm – primary home)3.00%
*Rates are Annual Percentage Rates. Rates subject to change without notice.The APR is the credit unions standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All loans are subject to approval and membership eligibility

HELOC

TermsAPR (Rates* as low as)
HELOC3.00%
*Annual Percentage Rate (APR) is based on applicant’s credit history. Prime Rate is equal to 3.25%. The variable rate which is based on the Prime Rate as published in the Money Rates Section of The Wall Street Journal in effect on the last day of each calendar quarter of each year (“Index”) plus a “Margin”. The Index plus the Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest Rate on the first day of each calendar quarter of each year. Increases or decreases in the Interest Rate will result in like increases or decreases in the Finance Charge and may affect the amount of your scheduled payments during the Draw and Repayments Periods. Your Interest Rate cannot increase or decrease by more than 2.00 percentage points each year and will never be less than 3.00% nor greater than18.00% and will apply to the remaining principal balance. If the index becomes unavailable, we may select another Index and Margin which would result in a substantially similar Interest Rate. Maximum LTV is 80%. Membership eligibility required.

Share Savings 
Minimum Balance for APYAPRAPY
$1000.01%0.01%
$10,0000.01%0.01%
$10 minimum deposit required to open account

High Earning Account
Minimum Balance for APYAPRAPY*
$15,0000.07%0.07%
$15,000 minimum deposit required to open account.

Individual Retirement Accounts
Minimum Balance for APYAPRAPY*
$1000.05% 0.05%
$10,0000.05% 0.05%
$15,0000.15% 0.15%
No minimum deposit required to open account.

APR is Annual Percentage Rate
*Annual Percentage Yield designated as APY.
Fees may reduce earnings on accounts.